José Garrido:
Dr. José Garrido is a Full Professor at the Department of Mathematics and Statistics at Concordia University, in Montreal, Canada.

After working as an actuarial analyst for Towers Watson in Montreal, Prof. Garrido received a Masters from Université Catholique de Louvain, in Belgium, and his PhD in 1987 from the Department of Statistics and Actuarial Sciences at the University of Waterloo, Canada. He is an Associate of the Society of Actuaries and of the Canadian Institute of Actuaries (CIA). His research interests are in Risk Theory, Loss Models, Insurance Statistics, Credibility Theory, Risk Management and Credit Risk, Machine Learning in Insurance, Predictive Modelling and Robust Statistics.

Prof. Garrido has written more than 50 articles in international refereed journals and conference proceedings. He is Associate Editor of several journals, including Insurance: Mathematics and Economics and the North American Actuarial Journal, as well as an Editor of the European Actuarial Journal and of the open access journal Risks. Prof. Garrido is a past President of the Actuarial Section of the Statistical Society of Canada, current Chair of the Academic Research Committee of the CIA and has served on the Scientific Committee of numerous international actuarial conferences. He is active in graduate education, having supervised 40 MSc, 14 PhD and 8 post-doctoral students.

Frédéric Godin:
Frédéric Godin is an Assistant Professor at the Mathematics and Statistics Department of Concordia University in Montreal, Quebec, Canada. His research interests are financial engineering, risk management, actuarial science, stochastic modeling, dynamics programing, variable annuities and energy markets. Frédéric holds the Fellow of the Society of Actuaries (FSA) and Associate of the Canadian Institute of Actuaries (ACIA) designations. He is part of the Quantact research group and a member of the Centre de recherches mathématiques (CRM). Before joining Concordia University, Frédéric performed numerous consulting mandates in financial risk management for large financial institutions such as banks, insurance companies and asset management firms.